Tuesday, 04 August, 2020

Month: July 2013


I am often told when I am doing make-up, “well, I always use. . . “ Well, if you’ve always used the same lipstick, eyeshadow, blush, foundation, etc., etc. for the last 25 years. . . you might just be Read more…


Have you been forced out of a job? Are you facing a health issue? A victim of a crime? Accident? Have you lost a loved one unexpectedly? Then you know that forced change embraces your life in an instant.  And Read more…


“Other things aren’t there to create or bring you happiness. They are simply there to add to your life.” — The Zing; pg. 70 What ever happened to stick ball? How about hide-and-seek with your house as home base? What about playing outside Read more…


Consider buying gifts all year long. Not only will you avoid the January money hit, but you also avoid the crowd and get the size and style you want. Spend the holidays enjoying time spent rather than spending family time Read more…


Know what you want? eBay, Craig’s list, and other discount sites may be able to give you a better deal. And there’s no crowds. And the store doesn’t close. Even if you have to pay shipping charges, you will gain Read more…


The easiest way to overspend during the holidays is when impulse buying takes over. Plan the list, plan your budget, then stick to it. Make a deal with yourself that after you have bought a gift for everyone on the Read more…


You may have a budget in mind but the only way to stick to it is to pay cash. Whether you’ve got $100 or $1000 make sure you spend just that amount by avoiding the temptation to pay for it Read more…


Ask yourself this question. If I didn’t buy a gift… would it really matter? Once you do that, then go back through the list and decide who can get a “budget” gift (something less expensive or, better yet, handmade). And Read more…


First off the holidays are absolutely NOT about spending money. Parents know this lesson because some of their children’s most prized gifts are the ones they made in school. It brings more happy memories and a sense of pride than Read more…